Get your Personalized Financial PlanGet your Custom Financial Plan
Plus regular check-ins with a dedicated Certified Financial Planner™ who understands your money goalsPlus 1:1 financial unbiased guidance with a dedicated Certified Financial Planner™
How NerdWallet Advisors works
Everyone can benefit from working with a financial advisor
But if you need some reasons to get started, see why real NerdWallet Advisors clients came to us.
- Build up your cash buffer by saving more every month
- Adjust your retirement contributions to accommodate this change
- Enroll in the HSA through your employer plan
What sets us apart from traditional financial advisors
 | Traditional financial advisors | |
|---|---|---|
| Fees | Low monthly fee of $49/month with a three-month commitment or $499/year | Large upfront fees starting at $2,000 |
| Support | Ongoing 1:1 access to your dedicated expert via unlimited calls and messaging | No guarantee of ongoing support or unlimited communication |
| Asset minimums | No asset minimums or barriers to become a client | High net-worth individuals only |
| Advisor incentives | As Certified Financial Planners™, and fiduciaries, we have a legal duty to act in your best interest | Traditional financial advisors are often incentivized to sell you certain products |
Financial advisors lead to better financial outcomes. Why wait?
And at just $49/month with a three-month commitment, you can finally justify the cost of working with one.1 2024 T. Rowe Price Study
Get to know the Advisor by your side
- Certified Financial Planners™ — the highest level training in personal financial advising
- Able to work with you on all aspects of your financial life, no matter what your current situation and goals are*
- Financial partners by your side, always available via phone call or messaging and checking in as you make progress
Frequently asked questions
NerdWallet Advisors connects you to registered investment advisors and Certified Financial Professionals™ for one-on-one financial advising. We work with clients to understand their financial picture, talk through their immediate money needs and future goals, and deliver financial plans you can take action on. Your Advisor is available at any time to talk about your financial situation over video, phone call, or messaging.
NerdWallet Advisory, a subsidiary of NerdWallet Inc, is a separate legal entity. All advice from NerdWallet Advisors is made by NerdWallet Advisory, not NerdWallet Inc.
Think of your NerdWallet Advisor as a financial expert by your side. They’re there to help you with your immediate money needs and advise you along the way to future financial success.
You’ll answer some questions, set up a call, and your Advisor will get an understanding of your financial situation and needs. After that, your Advisor develops a financial plan that you’ll work on together to hit your goals. You’ll also get access to a dashboard where you can track your progress against your plan and submit questions for your Advisor. Your Advisor is available any time to hop on a video chat or phone call to talk through your questions.
NerdWallet Advisors is currently an advice-only service. That means we charge a flat fee to give you unlimited, tailored advice on managing your finances, but we don’t invest your money for you. We also do not earn fees to sell you financial products.
This is a great set up if you’re one of the many people who want a deeper understanding of how to best manage your money, but also want to keep control over your investments.
Ask your NerdWallet Advisor about anything related to finance! They are experts who have worked with clients like you and will steer you down the right path no matter your situation.
There are a few categories our NerdWallet Advisors don’t cover at the moment, such as taxes and buying insurance, but they will be sure to tell you if there’s anything you bring up outside their expertise.
NerdWallet Advisors is a great product for anyone looking to work on their finances with an expert by their side. Whether you need a financial plan to set yourself up for the future, need help making better decisions right now, or just want the peace of mind of working a Certified Financial PlannerTM at an affordable price, NerdWallet Advisors could be a great fit.
There are no account minimums, income thresholds, or asset minimums required to work with an Advisor—anyone can get started with NerdWallet Advisors.